14SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Matthew Frankel, Selena Maranjian, Dan Caplinger, Eric Volkman, and Jason HallWhen it comes to saving and investing, nobody’s perfect — especially 20-somethings. It’s only natural to have some misconceptions and make some mistakes along the way, and to be honest, sometimes mistakes are the best way to learnMany of our writers experienced some financial speed bumps early in their adult lives, and we want you to learn from their mistakes so you don’t make them yourself. With that in mind, we asked five of our writers what they wish they would have known about money in their 20s. Here is what they had to say.Selena Maranjian: I got my financial wake-up call in my 30s, and was very happy I did. I had been stockpiling my extra dollars in a bank checking account, not thinking of any better place to put them, when I woke up to the great importance of saving and investing for my future.What got me was the math, the tables, and the charts. For example, check out the chart below to see how powerful time is when you’re investing. See how a single $5,000 investment will grow over different time periods. (Let’s assume it grows at the stock market’s historical average annual rate of close to 10%.) continue reading »
138 Mount Ommaney Drive, Jindalee.Paul and Romina Rotheram took 10 years to renovate their Jindalee home, but they enjoyed every minute of it. The kitchen area at 138 Mount Ommaney Drive, Jindalee. 138 Mount Ommaney Drive, Jindalee.Their four-bedroom, four-bathroom home at 138 Mount Ommaney Drive was purchased with the intention of transforming the 1980s build.“It had a lovely feeling when we walked through the door and we knew it was the one,” Ms Rotheram said.“We lived in it for a little while but wanted more light in the property so we called in a designer and architect. My husband built it over a period of time but we only finished in the last 18 months as he was still working.”More from newsDigital inspection tool proves a property boon for REA website3 Apr 2020The Camira homestead where kids roamed free28 May 2019 138 Mount Ommaney Drive, Jindalee. 138 Mount Ommaney Drive, Jindalee.Created to entertain large numbers, the kitchen is one of the more spectacular additions.“We designed it and it ended up in the Queensland Kitchen + Bathroom Design magazine,” Ms Rotheram said. 138 Mount Ommaney Drive, Jindalee.NGU Real Estate sales agent Chris Foenander said the property was an outstanding family home.“It’s been a long journey to build this masterpiece.“It’s one of Jindalee’s most impressive renovations,” Mr Foenander said.The property is on a 607sq m elevated allotment.
Elliott only ran the ball 12 times against Buffalo on Thanksgiving, and Garrett has been criticized for that decision. However, it’s unlikely he changes tack against Chicago’s run defense. The Bears’ front seven has done a great job of stopping running backs in their tracks, so the under is a good bet for Elliott.David Montgomery over/under 58.5 rushing yardsChicago’s run game has been ineffective for most of the season. The Bears have tried to fix it with a revamped offensive line and new running backs, but this team continues to be one of the worst in the league when it comes to moving the chains on the ground. Chicago is averaging a scant 3.4 YPC, and Montgomery is the Bears’ leading rusher with 594 yards on the season.Montgomery has only carried the ball 20 times or more in a game twice this season, so workload shouldn’t be a big factor when considering this prop. His best games have all come against relative weak front sevens, and Dallas is much stronger up front than most of the teams he has succeeded against this season. That makes the under a relatively decent bet for Montgomery too. Here are some other bets to look at when these teams face off tonight.MORE: Get the latest NFL odds & betting trends from Sports InsiderDak Prescott over/under 277.5 passing yardsPrescott has had a sensational season. He is leading the league in passing yards, proving that he was right to bet on himself in a contract year. Dallas’ signal caller is averaging 334.2 YPG, but he has only thrown for 278 yards or more in a game six times in 12 games.Prescott will be facing a Bears defense that is the fourth best in the league in passing yards per attempt, holding opponents to 6.1 YPA. However, the Bears are unlikely to have starting cornerback Prince Amukamara available due to a hamstring injury, thrusting Buster Skrine into a starting role. Chicago’s stolid run defense is allowing just 3.4 YPC, so it’s unlikely that Ezekiel Elliott goes off against the Bears. That will likely make Jason Garrett turn to Prescott once more, giving Prescott ample opportunity to go over his total. Mitchell Trubisky over/under 234.5 passing yardsOn paper, Trubisky hasn’t appeared to have a bad season. However, if you take out his performances against Detroit and Washington his numbers are atrocious. Without those three games to boost his stats, he has thrown four touchdowns and five interceptions in eight games. Trubisky posted three straight games with less than 200 passing yards prior to the last two weeks, but he is facing a much tougher secondary than either the Giants or the Lions. Dallas is allowing 6.3 YPA, and the Cowboys have a very good cornerback in Byron Jones. Jones is likely to match up with Allen Robinson, taking away Trubisky’s favorite target in the passing game. With Taylor Gabriel out and Anthony Miller struggling in his second season, that makes the under a good bet on Thursday night.WEEK 14 NFL PICKS: Straight up | Against the spreadEzekiel Elliott over/under 85.5 rushing yardsGarrett moving away from featuring Elliott in the running game has been a surprising development. Dallas’ head coach is not running Elliott as often as he has in previous seasons, and the star running back has not run for more than 100 yards since he eclipsed the century mark against the Giants a month ago. The Cowboys are looking to strengthen their grip on the NFC East, and they will be heading to the Windy City to take on the Bears on “Thursday Night Football.”Dallas is a three-point favorite in this game and the total is 43.5, but there are more betting options than just the spread and total for this game.
Manchester United should reward Louis van Gaal by respecting the remainder of the Dutchman’s three-year contract.That’s the verdict of former Red Devils goalkeeper Mark Bosnich, who feels the under-fire boss deserves the opportunity to see out the rest of his deal despite some uninspiring performances this season.United face a make-or-break showdown with Wolfsburg tonight in the Champions League knowing that if results go against them they could make a premature exit from the competition.But, while Bosnich understands the pressure will ramp up if they fail to qualify, the Australian hopes his former club stand by their man regardless of the outcome.“I don’t think if they go out tonight everyone will turn on him but it will increase the pressure to do well in the two remaining competitions,” he told the Alan Brazil Sports Breakfast.“But they are moving in the right direction and they should stick by him. He originally signed a three-year contract – they should give him that time and stick by it.“We saw the same kind of pressure on Sir Alex Ferguson in his early years and look how that eventually turned out.”Bosnich also regards United as genuine Premier League title contenders due to the unpredictability of the top flight so far this season.He added: “They are capable of winning the league looking at what’s going on with the other sides.”United may have scored just six goals in the month of November and drew another blank against West Ham at the weekend, but they sit just three points off surprise pace-setters Leicester ahead of the busy Christmas schedule.You can listen to Wolfsburg v Manchester United in the Champions League live on talkSPORT from 7.45pm BST tonight.