5 things I wish I’d known about money in my 20s

first_img 14SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Matthew Frankel, Selena Maranjian, Dan Caplinger, Eric Volkman, and Jason HallWhen it comes to saving and investing, nobody’s perfect — especially 20-somethings. It’s only natural to have some misconceptions and make some mistakes along the way, and to be honest, sometimes mistakes are the best way to learnMany of our writers experienced some financial speed bumps early in their adult lives, and we want you to learn from their mistakes so you don’t make them yourself. With that in mind, we asked five of our writers what they wish they would have known about money in their 20s. Here is what they had to say.Selena Maranjian: I got my financial wake-up call in my 30s, and was very happy I did. I had been stockpiling my extra dollars in a bank checking account, not thinking of any better place to put them, when I woke up to the great importance of saving and investing for my future.What got me was the math, the tables, and the charts. For example, check out the chart below to see how powerful time is when you’re investing. See how a single $5,000 investment will grow over different time periods. (Let’s assume it grows at the stock market’s historical average annual rate of close to 10%.) continue reading »last_img read more

Boars Head auditions and rehearsals announced

first_imgCutline: Boars Head guests in 2017 were protected by well outfitted guards. Pictured left to right: Kyle Tobeck, Ddoug Obermeyer, Daniel Eckstein and Jerry BennettBatesville, In. — Performers, vocalists and anyone who would like to usher in the Christmas season with song is encouraged to join the Boars Head Festival. Sponsored by the Batesville Area Arts Council (formerly RAA), the festival is the perfect way to ignite the holiday spirit.Auditions and sign-ups for actors, individuals and families will be Wednesday, Oct. 17 and Thursday, Oct. 18 from 6:30-7:45 at the Meyers Building, 502 W. Pearl Street. There are four speaking parts. They include two heralds, St. Nicholas and a Head Angel. A reading will be provided for actors who wish to audition for speaking parts.The adult choir, open to high school aged vocalists and older does not require an audition. Participants must report to Holy Family Church in Oldenburg on Thursday, Oct. 18 at 6:30 p.m. Bill Rethlake will provide schedules and music. The choir will practice Thursdays from 6:30 p.m. to 8 p.m.The Children’s choir is available for fourth through eighth graders. They will meet Saturday, Oct. 20 at 11 a.m. at the Batesville Middle School music room. Vocalists interested in a solo may stay after practice to audition.The Boars Head show dates are Friday, Nov. 30 at Batesville’s Tree Lighting and Saturday, Dec. 1 at 7 p.m. during Oldenburg’s Holidays Under the Spires.For more information please email [email protected] or  812-374-2037 or [email protected] or 812-212-0789.last_img read more

CDC Bans Cruises in U.S. Waters Until October, Due to Outbreaks

first_imgIf you were hoping to set sail in the coming months, you could be out of luck.The Centers for Disease Control and Prevention (CDC) announced Thursday that it has banned cruising in U.S. waters until at least Oct. 1, due to the COVID-19 pandemic.The agency extended its no-sail order for cruises, which was set to expire July 24, for the second time in recent months, amid continued virus outbreaks on cruise ships.Companies that are members of the cruise industry lobbying group Cruise Lines International Association, including Carnival Corp., Royal Caribbean Group, Norwegian Cruise Line Holdings, MSC Cruises, Disney Cruise Line and Virgin Voyages, had already cancelled all of their sailings through at least Sept. 14.Meanwhile, Bahamas Paradise Cruise Line had cancelled its cruises through Aug. 28.Looking back at past adventures always brightens our day. What are some of your favorite vacay memories? Share your #TBT pics with us in the thread.: Erik C. pic.twitter.com/IXAh6oqdkc— Royal Caribbean (@RoyalCaribbean) July 16, 2020 Although the last cruise passengers disembarked in early June, thousands of crew members are still awaiting repatriation without pay.In addition, some crew members are still contracting COVID-19 on board.Since March 1, cruise companies have reported a total of 2,973 COVID-19 or COVID-like illnesses to the CDC on cruise ships in U.S. waters and 34 COVID-19 deaths, according to the agency.About 1,000 of those confirmed and suspected cases, and one of the deaths – a crew member on the Disney’s “Wonder” ship – have occurred since June 23, according to records.The CDC clarified that the confirmed and suspected cases were part of 99 outbreaks on 123 different cruise ships.According to U.S. Coast Guard data, there are 67 ships in and around U.S. waters, with 14,702 crew members onboard, as of July 10.last_img read more

PCL 4-Day Tournament…. Chanderpaul comes to Jaguars rescue again

first_img– veteran left-hander crafts even 100 on first dayAT age 42, veteran batsman Shivnarine Chanderpaul drew on every ounce of his experience and defied a strong Barbados Pride bowling attack with a tenacious, even hundred to lead the Guyana Jaguars to 311 all out on the first day of the Day/Night fourth-round Regional Four-Day Championship fixture, at the Guyana National Stadium.Watched by a handful of spectators, the obdurate left-hander frustrated the visitors with his awkward, crab-like stance and intense concentration to complete his 72nd first-class 100, an innings which showed him to be in a different class from his team-mates.It all stemmed from Leon Johnson winning the toss, and opting to bat. The hosts omitted Tagenarine Chanderpaul and Eon Hooper from their 13, but after ending the first session on 99-3, Chanderpaul was his usual resourceful self, and took complete control after five wickets had tumbled around him.Ably supported by Raymond Reifer and Gudakesh Motie, at the back end of the innings, it was once again left for the West Indies most capped Test player to rescue the Jaguars.Chanderpaul added 85 for the sixth-wicket with Reifer, and 70 for the ninth-wicket with Motie, but when he was bowled by Kemar Roach just before the close, he had struck 13 fours from 141 balls in just over four hours of batting.Earlier, when play began in bright sunshine, both openers, Rajendra Chandrika and Shimron Hetmyer got off the mark with classy boundaries off Justin Greaves, and despite being somewhat scratchy and nervous for the first half hour of play, the left and right-hand combination slowly thwarted the Barbadians for over an hour on a pitch that appeared even-paced.The Barbadian fast bowlers bent their backs, but lacked a cutting edge at the start, allowing the Guyanese to build a 49-run opening stand.The 19-year-old, Hetmyer was the more aggressive, unleashing several stylish shots, including sixes off pacer Kemar Roach and the off-spinner Royston Chase.Chandrika, the discarded West Indies Test opener was then bowled between bat and pad by a delivery from Chase (2-72) for 11. The Guyanese captain Leon Johnson, got off the mark with a trade mark cover boundary, but it quickly became 61-2, when he offered no shot, and was trapped leg before to Chase.Hetmyer, the former West Indies youth captain continued to show zero discomfort, especially against the spinners, and reached his half-century, with his sixth boundary off just 55 balls in company of Vishaul Singh.However, the visitors snatched a wicket on the break of dinner, through Hetmyer’s impatience and poor shot selection.Having done the hard work, the Berbician threw his wicket away when he mistimed a pull off Jonathan Carter (2-50), and was taken at the deep square leg boundary. His innings of 60, lasted for 120 minutes off 77 balls, with seven fours and three sixes.The Barbadians came back attacking in the second session but Singh and Chanderpaul opted for the patience route.The left-handed pair soldiered on for just over an hour to keep the hosts from further imploding.Both batsmen were in no state to take risks, and kept picking whatever singles or twos were on offer, but the regular bowling changes made by Captain Kraigg Brathwaite, paved the way for two quick wickets.Both Singh (40) and Christopher Barnwell (4), who selection to the team remains questionable, and who continued to looked completely out of sorts at the crease, were trapped leg before wicket to medium pacer Kevin Stoute (2-52), leaving the Guyanese at 148-5. Singh batted for 93 minutes, and faced 86 balls, including six hits to the boundary ropes.Raymond Reifer joined Chanderpaul, and together took the Guyanese to 194-5 at the end of the session.The 42-year-old ex-West Indies captain occasionally came out of his shell with crisp attacking strokes. He stroked Stoute for consecutive boundaries, the first a pleasant cut behind point and then a sweetly timed shot off his hips.He reached his 136th first-class 50 with his eighth boundary off Jonathan Carter, and looked in complete control of proceedings before Reifer (35), who was batting with commendable restraint gave Stoute an easy catch at mid-on off Carter for 35.Roach (3-47) had Anthony Bramble caught at backward point for one, before Veerasammy Permaul became Roach’s second victim when he offered Shai Hope a diving catch at point, 234-8.Motie joined Chanderpaul, and provided clever support to frustrate the visitors. Chanderpaul got to his 100 with a single to short mid-wicket off Roach.Motie was left unbeaten on 36 when left-arm spinner Jomal Warrican removed Keon Joseph for two.Play resumes today from 15:00hrs, and admission to the venue is free.GUYANA JAGUARS 1st inningsR Chandrika b Chase 11S Hetmyer c Warrican b Carter 60L Johnson lbw b Chase 4V Singh lbw b Stoute 40S Chanderpaul b Roach 100C Barnwell lbw Stoute 4R Reifer c Stoute b Carter 35A Bramble c Brooks b Roach 1V Permaul c hope b Roach 0G Motie not out 36K Joseph lbw b Warrican 2Extras: (nb-16, lb-2) 18Total: (all out; 88.2 overs) 311Fall of Wickets: 1-41, 2-61, 3-99, 4-138, 5-148, 6-233, 7-234, 8-234, 9-304, 10-311Bowlers: K. Roach 16-2-47-3, J. Greaves 12-3-42-0, K. Stoute 16-3-52-2, R. Chase 18-4-74-2, K. Brattwaite 4-0-14-0, J. Carter 11-0-50-2, J. Warrician 11.2-4-30-1last_img read more