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Why the Rain Dance Brings Rain

first_img Get the Free eBook! Want to master cold calling? Download my free eBook! Many would have you believe that cold calling is dead, but the successful have no fear of the phone; they use it to outproduce their competitors. Download Now Parts of the Southwestern United States are very dry, very arid regions. In the past, the Native American tribes that lived there needed the rain to survive. When the rain didn’t come, the Native American tribes would do what is called rainmaking or, a rain dance.The Native Americans participating in the rain dance would dress up in special headdresses and jewelry. And even though most dances excluded women, the women also danced. Rain was important.A Native American rain dance is unlike other dances. It’s more complicated. It’s not just a circle; it’s a pattern woven over and over again. And the dances could go on for hours. Sometimes they could go on for days.But what you may not know about the Native American Rain Dance is that it always worked. Eventually, the rain came. The reason the Native American rain dance always worked is because the Native Americans didn’t stop dancing until it rained. They persisted.last_img read more

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Kia defends latest trade, prefers veteran talent over one rookie

first_imgKammuri turning to super typhoon less likely but possible — Pagasa Typhoon Kammuri accelerates, gains strength en route to PH San Sebastian moves up the stepladder, sets date vs San Beda Read Next Stronger peso trims PH debt value to P7.9 trillion Don’t miss out on the latest news and information. LATEST STORIES Kin of Misamis Oriental hero cop to get death benefits, award — PNP View comments Japan ex-PM Nakasone who boosted ties with US dies at 101center_img DTI to cemetery goers: Buy candles and bottled waters in grocery stores, supermarkets PLAY LIST 01:17DTI to cemetery goers: Buy candles and bottled waters in grocery stores, supermarkets00:50Trending Articles00:48No ceasefire on 2020 budget? Sotto says Senate would prefer it01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games It’s just that the Picanto are looking for more seasoned players, according to the legendary coach.READ: Kia pleads for understanding: ‘Give us a chance to prove our philosophy’“Everybody that will come from draft might not have the necessary experience that we’ll be needing in molding a competitive team. Besides, I always believe that players that make it to the PBA are talented to make it to the pros.”Lipa said that the decision to trade the pick to San Miguel for a number of veterans fits more with what the Picanto’s wants to be “unconventional type of basketball” this season.ADVERTISEMENT Brace for potentially devastating typhoon approaching PH – NDRRMC New Kia team manager Joe Lipa and team governor Bobby Rosales. Photo by Randolph B. Leongson/ INQUIRER.netNewly appointed Kia team manager Joe Lipa is well aware of the talent his team will miss out on as the controversial trade involving the top pick in the 2017 PBA Rookie Draft pushed through on Friday.But Lipa said he doesn’t mind losing one top-flight player if that means Kia will acquire veterans who will all embrace the mentality they are trying to inculcate going forward.ADVERTISEMENT CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA QC cops nab robbery gang leader, cohort “One man cannot spell the difference from a team winning a championship. But for us to have three to four veteran players who we believe isn’t only talented but can also contribute to the development of the younger players, we believe that we can be very competitive,” said Lipa Friday during a small chat with reporters at Azure Residences in Bicutan hours before the trade was approved.READ: PBA approves Kia-San Miguel tradeFEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutThe Picanto acquired Ronald Tubid, JayR Reyes, Rashawn McCarthy, and a 2019 first round pick in exchange for their top pick this year, which is expected to be Christian Standhardinger.“Don’t get me wrong, Christian Standhardinger is a great player. I’ve seen him play and the boy has a big potential,” he said MOST READlast_img read more

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Kevin Durant goes down again, limps off court in Game 5

first_imgMOST READ Durant left Game 5 of the NBA Finals against the Toronto Raptors early in the second quarter, limping off after presumably aggravating the same injury to his lower right leg that had kept him out of the Warriors’ last nine playoff games.He got hurt on a dribble on the right wing, coming up lame on a crossover move and falling to the floor. He grabbed the back of his leg, appeared to grab below the calf and more toward the Achilles area, and needed help to limp to the bench area and more help to get back to the Warriors’ locker room. Warriors forward Andre Iguodala was on Durant’s left side as they made the long walk back to the room, and general manager Bob Myers and guard Stephen Curry were in the group immediately behind them.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesSPORTSSingapore latest to raise issue on SEA Games food, logisticsThere was no immediate word on the severity of Durant’s injury. He shouted an expletive as he left the floor, his frustration obvious.Durant had been cleared by the Warriors’ medical staff after Game 4, and participated in both a practice session Sunday and a shootaround practice earlier Monday. The Warriors had said throughout his monthlong absence that they did not want him back on the floor until he was right, for fear of this exact scenario — Durant aggravating the injury and having no chance of returning this season. Duterte wants probe of SEA Games mess DA eyes importing ‘galunggong’ anew Cayetano: Senate, Drilon to be blamed for SEA Games mess Kevin Durant returns, and Warriors off to quick start in Game 5 Catholic schools seek legislated pay hike, too Ethel Booba twits Mocha over 2 toilets in one cubicle at SEA Games venue TORONTO — Kevin Durant’s comeback game for the Golden State Warriors did not last long.ADVERTISEMENT Two-day strike in Bicol fails to cripple transportcenter_img Private companies step in to help SEA Games hosting TORONTO, ONTARIO – JUNE 10: Kevin Durant #35 of the Golden State Warriors reacts after sustaining an injury during the second quarter against the Toronto Raptors during Game Five of the 2019 NBA Finals at Scotiabank Arena on June 10, 2019 in Toronto, Canada. Gregory Shamus/Getty Images/AFPWarriors coach Steve Kerr said before the game that Durant had “responded well” to the practices.“He’s going to play,” Kerr said.And he was playing well, too.Durant had 11 points in 12 minutes, making all three of his 3-point attempts. He started and played the first six minutes, then had the lower leg wrapped with a heating pad to keep it loose before he returned about three minutes later.A number of NBA players reacted on Twitter quickly — both to the injury, and to the sound of some Toronto fans cheering when Durant got hurt.ADVERTISEMENT “Why are they cheering for his injury? Come on man,” Philadelphia center Joel Embiid wrote.Added Washington’s Bobby Portis: “Raptors fans can’t cheer for a player getting hurt. That’s lame.”Many others just sent best wishes, including Miami’s Kelly Olynyk, Cleveland’s Kevin Love and Atlanta’s Trae Young.The Warriors entered the night trailing the Raptors 3-1 in the title series — meaning their hopes of a third consecutive NBA championship were squarely on the brink now. Durant had not played since straining a calf muscle in Game 5 of the Western Conference semifinals against Houston, and the team hoped his presence would be a boost.“The skill, obviously, is undeniable and he’s a guy who can get a shot off anytime he wants,” Kerr said earlier Monday. “He’s been in similar situations with us where he’s had long layoffs. He’s Kevin Durant. If we have him out there, he’ll be a threat.”For the 12 minutes he was out there, Durant — the NBA Finals MVP when the Warriors captured titles in 2017 and 2018 — indeed was a threat.And then he limped off, leaving the Warriors to play without him once again.Sports Related Videospowered by AdSparcRead Next LATEST STORIES ‘Rebel attack’ no cause for concern-PNP, AFP PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss Don’t miss out on the latest news and information. View commentslast_img read more

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10 months agoMan Utd striker Rashford resists Real Madrid approach

first_imgTagsTransfersAbout the authorPaul VegasShare the loveHave your say Man Utd striker Rashford resists Real Madrid approachby Paul Vegas10 months agoSend to a friendShare the loveManchester United striker Marcus Rashford has no interest in talks with Real Madrid.The Sun says Rashford has scored twice in three games since Ole Gunnar Solskjaer succeeded Jose Mourinho at Old Trafford.And his renewed enjoyment with his boyhood club will see him reject the advances of Los Blancos.Rashford was reportedly open to talks with Real due to how he was being used by Mourinho, despite never having his heart set on an exit from Old Trafford.But the 21-year-old has been pivotal to United’s upturn in form since Solskjaer’s arrival, producing some dazzling footwork to set up the opener for Paul Pogba in the Red Devils’ 4-1 hammering of Bournemouth on Sunday. last_img read more

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18 days agoWolves captain Coady hails 2-goal Traore after Man City victory

first_imgAbout the authorPaul VegasShare the loveHave your say Wolves captain Coady hails 2-goal Traore after Man City victoryby Paul Vegas18 days agoSend to a friendShare the loveWolves captain Conor Coady hailed two-goal Adama Traore after victory at Manchester City.Traore, who had only scored one previous goal for Wolves, netted twice in the final 10 minutes.Coady said: “We know what he brings to this club. He is an outstanding footballer. His pace and his power, everything about him. He is a brilliant lad as well.“It’s amazing. We came here with belief. We really did. We have had two good results and a fantastic one on Thursday night.“This just tops the lot I think with how good Manchester City are and how well they move it. “We were organised and in shape. I thought we deserved the win, we really did.“That is how we set up. We need to do it more. We have not done enough at the start of the season. I thought we were fantastic.” last_img read more

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The Third Annual Coldest Night of the Year Walkathon

first_imgThis Fundraiser helps to continue providing education, support and professional counselling programs to individuals and families. Counselling and support services, including violence and homelessness prevention, family-strengthening, women’s outreach, and youth justice help build better lives.To visit the official site; CLICK HERE To visit Community Bridge FB Page; CLICK HERE FORT ST. JOHN, B.C. – The Coldest Night of the Year Walkathon is a fundraiser for Community Bridge, Saturday, February 23rd, 2019.Registration for the walk is $40 which includes, an entry for the walk, a commemorative toque, chilli dinner donated by the NLC and prizes.This 2 km or 5 km walk starts at the Northern Lights College, follows a route to the Credit Union and back to the College. This year’s goal is to raise $25,000 for Community Bridge.last_img read more

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The Historically Great Warriors Got Historically Crushed

6/2/85Celtics@Lakers3NBA Finals-254.3 5/30/14Pacers@Heat6East final-255.6 5/22/00Lakersvs.Blazers2West final-290.1✓ 25+ point blowouts of conference No. 1 seeds in the NBA playoffs, 1984-2016 6/2/95Magic@Pacers6East final-272.2✓ 5/27/01Spurs@Lakers4West final-292.5 5/3/07Mavericks@Warriors6West Rd. 1-252.2 5/27/85Lakers@Celtics1NBA Finals-340.3✓ 5/26/15Hawks@Cavaliers4East final-302.8 5/25/01Spurs@Lakers3West final-390.2 In the NBA playoffs, No. 1 seeds have a special air of authority about them. Since the league expanded to a 16-team playoff format in 1984, top-seeded teams have won their conference about 55 percent of the time; unlike in sports that feature heavy randomness, it’s a surprise when the best team doesn’t win out in the NBA.But that doesn’t mean top seeds are invincible, as the Golden State Warriors found out Sunday night in Oklahoma when they lost 133-105. With the series tied 1-1, the Warriors were facing the most crucial game of their season — and the Oklahoma City Thunder absolutely shellacked them. Going back again to ’84, it tied for the 14th-worst defeat of a conference No. 1 seed in the playoffs: 6/7/98Jazz@Bulls3NBA Finals-420.1% 5/11/10Cavaliersvs.Celtics5East Rd. 2-32<0.1 6/16/00Lakers@Pacers5NBA Finals-330.3✓ 6/3/84Celtics@Lakers3NBA Finals-330.4✓ 6/14/88Lakers@Pistons4NBA Finals-253.5✓ 6/11/13Heat@Spurs3NBA Finals-360.2✓ Half of those 14 losses came in the NBA Finals, and six featured a No. 1 seed from one conference crushing its counterpart from the the other — not exactly comparable to Dubs-Thunder. So if you toss those out, Golden State’s loss is tied for the seventh-most-lopsided defeat by a No. 1 in the past 33 postseasons of conference play. (It’s also tied for ninth-worst among playoff losses by No. 1 overall seeds during that span.)The Thunder are a high-quality basketball team, perhaps far better than they appeared to be at various points during the regular season. But the degree to which they dominated the Warriors in Game 3 was stunning. According to the pregame Elo ratings (our pet metric for estimating each team’s strength at a given moment), there was a mere 1.1 percent probability that OKC would run up a victory margin of 28 or more points Sunday.1Based on a process similar to the NFL version I used here. We’ve hardly ever seen this incarnation of the Warriors destroyed so thoroughly, and never in a game that meant so much.Putting aside why it happened — yes, the Warriors had one of their worst (unluckiest?) shot-making nights of the season, but they also played some of their most porous defense of the year and looked out of sorts for long stretches of the game — Golden State’s Game 3 drubbing has left the team in trouble. Both opponents being equal, the team that wins at home in a 1-1 series goes on to win the series more than 69 percent of the time. And although we wouldn’t have considered the Warriors and Thunder to be equals before the West final tipped off, OKC has closed the gap considerably since then. (Plus, Draymond Green is at risk of being suspended for Game 4 after kicking Steven Adams in the crotch for the second time this series.) Now, our model considers the Thunder 64 percent favorites to make the NBA Finals.Plenty of historical teams who suffered similarly huge routs bounced back and won the series anyway, so all is not lost in Oakland. But the Warriors will have to regroup after a Game 3 performance that put them in an exclusive, unenviable club of vulnerable No. 1 seeds.Check out our latest NBA predictions. 5/24/87Celtics@Pistons4East final-262.2✓ 5/22/16Warriors@Thunder3West final-281.1— DATETEAMOPPONENTGAMEROUNDMARGINELO PROB.WON SERIES 5/19/88Lakers@Jazz6West Rd. 2-281.2✓ Source: Basketball-Reference.com 6/17/08Lakers@Celtics6NBA Finals-390.1 6/4/05Heat@Pistons6East final-252.3 5/21/92Bullsvs.Cavaliers2East final-260.2✓ 5/30/96Sonics@Jazz6West final-350.3✓ 6/3/92Blazers@Bulls1NBA Finals-330.8 read more

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18 of cannabis products fail state test standards

first_img Sasha Foo Posted: September 12, 2018 Sasha Foo, 00:00 00:00 spaceplay / pause qunload | stop ffullscreenshift + ←→slower / faster ↑↓volume mmute ←→seek  . seek to previous 12… 6 seek to 10%, 20% … 60% XColor SettingsAaAaAaAaTextBackgroundOpacity SettingsTextOpaqueSemi-TransparentBackgroundSemi-TransparentOpaqueTransparentFont SettingsSize||TypeSerif MonospaceSerifSans Serif MonospaceSans SerifCasualCursiveSmallCapsResetSave SettingsSAN DIEGO (KUSI) — The California law that legalized recreational marijuana requires all cannabis product to be tested before sale.In the first results released since the testing mandate took effect on July 1, the data from state regulators revealed that nearly 20% of the products that were tested failed to make the grade.The State Bureau of Cannabis Control reports for the first two months of mandatory testing, 10,695 samples were tested and just over 1,900 samples failed, resulting in a failure rate of 18%.PharmaLabs in the Midway District is one of a handful of licensed, accredited cannabis labs in the San Diego area, which is testing product from manufacturers and distributors.Melissa Nutter, the lab director for PharmaLabs said the 18% test failure is not surprising to her. Nutter said testing methodologies are not standard, so if a manufacturer does research and development of a product at one lab and then goes to anther lab to test for legal compliance, the results may differ.At least two-thirds of the failed product had faulty claims on the product label. Impurities and contaminants were less of a problem. The data showed 403 samples had higher than acceptable pesticide levels, comprising about 21% of the rejected samples.One industry group is pushing for changes that would allow companies to challenge the results of a lab test. Another trade association representing growers said the 10% margin on THC levels is too narrow.Even though the testing may be imperfect, many in the industry said a rigorous testing system is better for cannabis companies and the consumers they serve. 18% of cannabis products fail state test standards September 12, 2018 Categories: Local San Diego News FacebookTwitterlast_img read more

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Borough Assembly Finds Solution To Vacant Service Board Seats

first_imgThe ordinance stated that “it is difficult to recruit people to run for these offices and serve on the boards.”  Facebook0TwitterEmailPrintFriendly分享The Kenai Peninsula Borough Assembly passed a measure at their meeting on Tuesday, January 16, that helps resolve the problem with vacant seats on three service area boards. Assemblymember Willy Dunne was one of the sponsors of the ordinance that would allow for volunteers on those teams to also serve on the boards that oversee them. The measure passed with unanimous consent, at the assembly meeting on Tuesday night.Story as aired: Audio PlayerJennifer-on-service-board.mp3VmJennifer-on-service-board.mp300:00RPdcenter_img Dunne: “This would allow, in some of the smaller service areas, to have one volunteer serve on the board. Typically the mayor gets input from board members, from the community, from the public. There’s public notice put out that there’s an opening on the board.”With the ordinance the appointment would be brought by the mayor to the assembly and the assembly would approve or deny the mayor’s appointment. The Anchor Point Fire and Emergency, Kachemak Emergency, and Bear Creek Emergency on the eastern peninsula, are the three area service boards that were addressed in an ordinance at the assembly meeting.last_img read more

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Lionel Richie Will Join American Idol Reboot

first_img Email The next artist to join the lineup, which traditionally consists of three full-time judges, will be none other than four-time GRAMMY winner and 2016 MusiCares Person of the Year honoree Lionel Richie.”As a singer, songwriter and producer, I feel I can bring a great deal of experience to the table. It’s going to be so much fun!” Richie said in a press release today.The first season of the rebirthed ‘Idol’ franchise begins filming next Tuesday, Oct. 3.Hip-Hop Reigns King As Cardi B, Lil Uzi Vert Explode News Facebook NETWORK ERRORCannot Contact ServerRELOAD YOUR SCREEN OR TRY SELECTING A DIFFERENT VIDEO May 15, 2017 – 2:36 am Lionel Richie wins Album Of The Year (1985) Earlier this week, it was announced that Luke Bryan would be joining the show’s lineup as a judge, alongside the previously announced Katy Perry. Lionel Richie Will Join “American Idol” Reboot Lionel Richie Says “Hello” To “American Idol” lionel-richie-will-join-american-idol-reboot GRAMMY winner to join Katy Perry and Luke Bryan as “American Idol” judges for the upcoming new seasonBrian HaackGRAMMYs Sep 29, 2017 – 5:32 pm ABC’s reboot of the smash-hit singing competition ‘American Idol’ is coming in March 2018, and big news about the show just keeps rolling in. Twitter https://twitter.com/RyanSeacrest/status/913845503892377601last_img read more

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Exclusive Margo Price On All American Made Womens Rights More

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Dates For 2020 And 2021 GRAMMY Awards Announced

first_imgNews Twitter “Los Angeles loves the GRAMMYs — a celebration of the artists who transform how we think about music, and the behind-the-boards talent that makes their excellence possible,” said L.A. Mayor Eric Garcetti. “The music industry is integral to L.A.’s economy, and reflects the spirit of the city itself: diverse, imaginative, and always ready to break new ground.”STAPLES Center and the adjacent L.A. Live have also been leaders in representing the spirit of new growth revitalizing downtown L.A. — known as “DTLA” — an accompaniment to the next three dates for Music’s Biggest Night that provides crescendos and excitement of its own. Big things are ahead as the next three annual dates to honor music’s best are now set in place. Mark your calendars!2019 GRAMMY Awards To Air Feb. 10, 2019, From Los Angeles Plans are revealed for more of Music’s Biggest Night, as the 62nd and 63rd GRAMMY Awards ceremonies will remain in Los Angeles and will return to the month January after 2019Philip MerrillGRAMMYs Oct 23, 2018 – 7:01 am On Oct. 23 the Recording Academy and CBS announced more to look forward to, setting the date for the 62nd GRAMMY Awards on Sunday, January 26, 2020, and the 63rd GRAMMY Awards on Sunday, January 31, 2021. Like the upcoming 61st GRAMMY Awards on Feb. 10, 2019, both will air live on CBS from the STAPLES Center in Los Angeles. “Our return to Los Angeles and the debut of the GRAMMY Awards in January for 2020 and 2021 should prove to be exciting for our industry and the music creators we honor,” said Recording Academy President/CEO Neil Portnow. “The Recording Academy is pleased to call Los Angeles, STAPLES Center, and CBS our partners in celebrating musical excellence, and we look forward to furthering the synergistic and successful relationship we’ve cultivated over the years.” Facebook NETWORK ERRORCannot Contact ServerRELOAD YOUR SCREEN OR TRY SELECTING A DIFFERENT VIDEO Jan 29, 2018 – 9:16 am 60th GRAMMYs: What You Didn’t See On TV 62nd And 63rd GRAMMY Awards Dates Announced dates-2020-and-2021-grammy-awards-announced Dates For 2020 And 2021 GRAMMY Awards Announced Email https://twitter.com/MayorOfLA/status/1054185128228880384last_img read more

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Recent Wilmington Real Estate Transactions

first_imgWILMINGTON, MA — Below are the real estate transactions in Wilmington that occurred from March 13, 2019 to March 19, 2019:Address: 6 Bond StreetPrice: $310,000Buyer: Debra A. Goldberg, Trustee for Golden RTSeller: Wilmington Savings FundDate: 3/18/19Use: 1 Family ResidenceLot Size: 22,651sfAddress: 335 Chestnut StreetPrice: $450,000Buyer: C&M Development LLCSeller: Debra Coddington & John McGuinnessDate: 3/19/19Use: 1 Family ResidenceLot Size: 261,360sfAddress: 14 Concord StreetPrice: $499,500Buyer: Lauren Kerbie & Justin NortonSeller: Michael & Erica LuongoDate: 3/13/19Use: 1 Family ResidenceLot Size: 29,621sfAddress: 151 Federal StreetPrice: $524,500Buyer: Christopher & Michele KelleySeller: Mark & Joan FerreiraDate: 3/15/19Use: 1 Family ResidenceLot Size: 177,289sfAddress: 6 Gatehouse LanePrice: $610,000Buyer: Constantin & Jennifer IordachescuSeller: Henry ChoiDate: 3/18/19Use: 1 Family ResidenceLot Size: 31,799sfAddress: 15 Murray Hill CirclePrice: $809,900Buyer: Joselito Campos-Santana & Nicole SantanaSeller: CS Newhouse Builders Inc.Date: 3/15/19Use: Residential Developed LandLot Size: 14,810sfLike Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email wilmingtonapple@gmail.com.Share this:TwitterFacebookLike this:Like Loading… RelatedRecent Wilmington Real Estate TransactionsIn “Business”Recent Wilmington Real Estate TransactionsIn “Business”Recent Wilmington Real Estate TransactionsIn “Business”last_img read more

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BUSINESS BRIEF Reading Cooperative Bank Is A Founding Member Of Alloy Labs

first_img(NOTE: Reading Cooperative Bank has two locations in Wilmington — 230 Lowell Street and 352 Middlesex Avenue.)READING, MA — Reading Cooperative Bank (RCB) is a founding member of a consortium of community and regional banks looking to quicken the pace of innovation across the industry to level the playing field with the financial giants who have spent millions of dollars building internal innovation labs and hiring full-time innovation teams to work on new technologyRCB is one of just 20 Charter Member institutions of the Alloy Labs Alliance, which was launched in private beta last year by 12 founding banks from across the country. The American Bankers Association recently announced that it has entered into a strategic partnership with the group to help foster innovation and technology adoption throughout its membership.“RCB has long been committed to delivering the products and services our customers want and need,” said Julieann Thurlow, President & CEO of RCB. “Being part of the Alloy Labs Alliance allows us to bring new innovations to market quickly and efficiently,” Thurlow continued. “New digital products and tools are increasingly a part of the equation in this rapidly changing world. We now have access to all of the newest technology and a chance to access some of the latest thinking in the industry; plus, we have an opportunity to learn and share best practices with our peers from all over the country.”Alloy Labs is a cooperative model of shared innovation and costs, as members join peer Workgroups to create innovative products and services in the areas such as peer-to-peer payments, small business lending, and digital customer onboarding. All of the aforementioned subjects are hot topics in the banking industry today.“We are excited that RCB has joined the Alloy Labs Alliance,” said Jason Henrichs, Co-founder of FinTech Forge, which manages the consortium on behalf of its members. “They bring a strong commitment to serving their customers, and also a strong commitment to continuous improvement. We are looking forward to their contributions to the group’s efforts.”“No bank can afford not to innovate in this day and age, but it’s not very efficient or even very effective for them to try to do it all themselves internally,” added FinTech Forge’s Co-founder JP Nicols. “We built the Alloy Labs Alliance as a shared innovation lab to help member banks share the costs and the risks of testing and trying new things in a structured and managed process, but maybe even more importantly, they can share the learnings with their peers so they can get to market more quickly.”About Reading Cooperative BankReading Cooperative Bank is a depositor owned co-operative founded in 1886. This community-centric North Shore financial service provider has branches in Reading, Wilmington, North Reading, Andover, and Burlington. They also operate teaching branches at Northeast Metro Tech in Wakefield (open to the public) and at Reading Memorial High School (students and staff only), as well as an online branch at www.readingcoop.com.About Alloy Labs AllianceThe Alloy Labs Alliance, founded by FinTech Forge along with leading regional and community banks, is a member-driven shared innovation lab that helps banks innovate effectively and efficiently to reduce risks, lower costs, and shorten the time between ideas and results. FinTech Forge is the industry leader in helping financial institutions build and leverage their innovative capacity internally and through strategic fintech partnerships and investments. Their trademark FIRE™ process (Fast, Iterative, Responsive Experiments) leverages the best practices of modern agile business methods to create value quickly with minimum wasted efforts. More information is available at www.ftforge.com/alloy.(NOTE: The above press release is from Reading Cooperative Bank.)Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email wilmingtonapple@gmail.com.Share this:TwitterFacebookLike this:Like Loading… RelatedBUSINESS BRIEF: Reading Cooperative Bank Announces 3 New Branch Managers, Including Changes In WilmingtonIn “Business”BUSINESS BRIEF: Reading Cooperative Bank Supports Mystic Valley Elder Services’ Elder Independence FundIn “Business”BUSINESS BRIEF: Reading Cooperative Bank Launches Brand New WebsiteIn “Business”last_img read more

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Sushma Swarajs tryst with Twitter as foreign minister

first_imgSushma Swaraj also helped in rescuing a woman from the clutches of human traffickers in the middle-east, after a man named Dev Tamboli sought the EAMs help. She helped in the release of Hamid Ansari, who was imprisoned in Pakistan for 6 years and finally let free in 2018. In 2018, she assured assistance to a woman whose brother had met with an accident in Kuwait and was unconscious. The woman said that she had lost contact with him and needed the MEAs help to bring him back. The former EAM provided all needed assistance to bring back the man. She also assured help to a group of Indian students of the University of Illinois in the US who lost their passports in a fire accident. External Affairs Minister Sushma SwarajWu Hong-Pool/Getty ImagesThe former External Affairs Minister Sushma Swaraj was one of the ministers of the country who had used Twitter as an important tool to answer citizens’ pleas for help instantly, and address their problems quickly.Well-known as the easily-accessible foreign minister ever, Swaraj had helped many Indians, who were stuck abroad. With the help of Twitter account, she used to answer the queries of people and direct them properly through her official account that has over 13 million followers. She was known to have helped thousands of citizens living abroad by reuniting them with their families.In her final tweets, she had congratulated all the MPs of Rajya Sabha, for passing the resolution on scrapping Article 370 on August 5. “Gave true homage to the sacrifice made by Dr Shyama Prasad Mukherjee and fulfilled his dream of one India,” read her tweet.She also congratulated Prime Minister Narendra Modi and Home Minister Amit Shah for the monumental decision. “I was waiting to see this day in my life….Thank you Prime Minister. Thank you very much. I was waiting to see this day in my lifetime,” read her last tweet. It turned out to be a premonition as she breathed her last the next day. Long Twitter JourneyA look at how Swaraj navigated her way into the hearts of people using Twitter is far more interesting than her entire political career.In 2015, the Indian Army launched Operation Rahat (an 11-day evacuation) to evacuate more than 4,741 Indians and 1,947 foreign nationals from Yemen by air and sea routes during the military intervention by Saudi Arabia. Elsewhere, in the same year, she also rescued 168 Indians who were stuck at the warzone at Basra in Iraq after she received a video on social media seeking help and also helped an Indian woman who lost wallet and passport in Berlin, Germany. In 2016, she provided help to Captain Nikhil Mahajan to come to India from the United States to attend his late brother’s funeral. Captain Nikhil is the brother of martyr Captain Tushar Mahajan. In 2017, Swaraj extended help to bring back an Indian student admitted in a hospital in the United States after she was approached by the latter’s sister on Twitter. In January 2019, when television actor Karanvir Bohra was stuck at Moscow International Airport due to some passport issue, Swaraj stepped in and helped him by issuing a temporary passport. Sushma Swaraj re-engineered the role of a foreign minister beyond the elite confines of IFS cadres, making herself different from the predecessors. If there’s any recognition for people’s foreign minister, it would be Sushma Swaraj as ever.last_img read more

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Cobrapost expose says DHFL involved in Rs 31000 crore loan scam

first_imgReutersIn what has been claimed to be India’s biggest financial scam, non-profit news organisation Cobrapost accused Dewan Housing Finance Corporation’s (DHFL) promoters of siphoning off Rs 31,000 crore from the public.The news portal made the allegation based on a sting operation headed by Aniruddha Bahal. Cobrapost made the claims at a press conference held in New Delhi on Tuesday, January 29. Bahal, lawyer Prashanth Bhushan, BJP leader Yashwanth Sinha, former Aam Aadmi Party member Neil Terrence and journalists Paranjoy Guha Thakurta and Prem Shankar Jha were at the press conference.How was the scam pulled off? CobrapostAccording to the report by the Cobrapost, the scam was carried out by getting loans sanctioned and then sending money to shell companies related to DHFL’s stakeholders – Kapil, Aruna and Dheeraj Wadhawan.The Wadhawans then rerouted the money to the companies directly under their control and the money was used to buy shares or equity in India, United Kingdom, Dubai, Mauritius and Sri Lanka. This was easy for the Wadhawans as they headed the finance division of DHFL and hence signed off on the loans.The shell companies created had a nominal capital of Rs 1 lakh. Most of the companies also have the same addresses and auditors.Cobrapost alleged that over Rs 21,477 crore of DHFL’s funds were transferred to the shell companies without informing the Ministry of Corporate Affairs. Most of the money was transferred on the pretext of loans financing slum development projects. The loans were transferred in a single installment.The Cobrapost article also states that the Wadhawans used some of the money to buy a Sri Lankan Premiere League cricket team. The money trail has disappeared into the dozens of shell companies they were pumped into and subsequently into companies associated with the Wadhawans.What was the BJP’s role in this?Cobrapost said that companies under DHFL reported its donations to the Bharatiya Janata Party. It allegedly received donations worth Rs 20 crore.The report further states that the party received Rs 19.5 crore between the financial years 2014-15 and 2016-17 from companies related to the Wadhawans – RKW Developers, Skill Realtors Pvt. Ltd and Darshan Developers Pvt limited.RKW Developers did not show any donations between 2014-15, the portal said.last_img read more

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Baghdad suicide car bomb blast kills 32

first_imgIraqis inspect a charred vehicle on the site of a bomb attack in Sadr City, a majority Shiite neighbourhood in the northeast of the capital Baghdad, on January 2, 2017.Photo: AFPA suicide car bomb attack in a densely-populated neighbourhood of Baghdad on Monday killed at least 32 people and left dozens wounded, police and hospital officials said.Many of the victims were daily labourers waiting for jobs at an intersection in Sadr City, a sprawling majority Shiite neighbourhood in the northeast of the capital that has been repeatedly targeted.Pictures posted on social media shortly after the explosion showed a huge plume of black smoke billowing into the sky and seriously injured people being evacuated.According to a police colonel, at least 32 people were killed and 61 wounded in the blast, the second major attack in Baghdad in three days.At least 27 people were killed by twin explosions in a busy market area in central Baghdad on Saturday, in what was the deadliest such attack in the Iraqi capital in two months.There was no immediate claim for Monday’s suicide blast but the Islamic State jihadist group has claimed all such attacks recently, including the double bombing on New Year’s Eve.The caliphate IS proclaimed in 2014 is shrinking steadily and jihadist fighters are defending Mosul, their last major urban stronghold in Iraq.Observers have voiced fears that the group, once it definitively loses its status as a land-holding force, could increasingly revert to targeting civilians in Iraq’s cities.last_img read more

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Road crash kills father son among 3

first_imgRoad Accident LogoAt least three people, including a man and his son, were killed as a covered van hit an auto-rickshaw on Chandpur-Cumilla road near Bakila Bazar in Chandpur’s Hajiganj upazila early Monday, reports UNB.The deceased were Elem Hossain, 45, his son Akram Hossain, 22, and Abu Sufian, residents of Kamta in Shahrasti upazila.Joynal Abedin, sub-inspector of Hajiganj police station, said the accident took place around 3:30am when the covered van hit the auto-rickshaw carrying them, leaving the three people dead on the spot and two others, including the auto-driver, critically injured.The injured were admitted to General Hospital.last_img read more

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UK queen embroiled in tax haven leak

first_imgQueen ElizabethMillions of pounds from the private estate of Britain’s Queen Elizabeth II have been invested in offshore tax haven funds, a huge new leak of financial documents revealed on Sunday.Around £10 million ($13 million, EUR11.3 million) of the Queen’s private money was placed in funds held in the Cayman Islands and Bermuda, according to the leaked papers, which were first reported in Britain by the BBC and the Guardian newspaper.They said the funds reinvested the money in an array of businesses, including controversial rent-to-own retailer, BrightHouse, which has been accused of exploiting the poor, and a chain of alcohol stores which later went bankrupt.The investments, which were entirely legal, were made through the Duchy of Lancaster, which provides the monarch with an income and handles investments of her vast estate and remain current, the media outlets said.There is no suggestion that the Queen’s private estate acted illegally or failed to pay any taxes due.But the leaks may raise questions over whether it is appropriate for the British head of state to invest in offshore tax havens.‘One rule for the super-rich’A spokeswoman for the Duchy of Lancaster said: “All of our investments are fully audited and legitimate.”“We operate a number of investments and a few of these are with overseas funds.”She added: “the Queen voluntarily pays tax on any income she receives from the Duchy.”The spokeswoman noted that one of the fund investments represents only 0.3 percent of the total value of the Duchy.Meanwhile the money put into BrightHouse “is through a third party”, and equates to just 0.0006 percent of the Duchy’s value, she added.The investments emerged as part of a new mass leak-dubbed the Paradise Papers-by the US-based International Consortium of Investigative Journalists (ICIJ), which was behind the 2016 Panama Papers release.The latest haul contains 13.4 million documents mainly from Appleby, an offshore law firm with offices in Bermuda and beyond, which were first obtained by the German newspaper Süddeutsche Zeitung, and shared with the ICIJ and partner media outlets.A spokesman for the British government’s taxation department on Sunday defended its efforts to tackle avoidance, noting it had secured an additional £160 billion ($209 billion, EUR180 billion) in taxes since 2010.“This includes more than £2.8 billion from those trying to hide money abroad to avoid paying what they owe,” he said in a statement.The spokesman added the department has 26,000 staff working on tax avoidance and evasion, while the government has provided an extra £800 million ($1 billion, EUR900 million) to fund their efforts.Jeremy Corbyn, the left-leaning leader of Britain’s opposition Labour Party, reacted to the leaks on Twitter, linking to a video in which he had challenged the government on the issue in Parliament.“There’s one rule for the super-rich and another for the rest when it comes to paying tax,” he wrote.last_img read more

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Mentored Male Teens Recently Toured Hampton University

first_imgMentoring Males group members tour Hampton University campus.Director Cameron Miles and the guys in his “Mentoring Male Teens in the Hood” group recently visited Hampton University, ate lunch in the cafeteria, and toured the entire campus. The group stayed at the Hampton Inn and ate at local restaurants. They visited the Norfolk Naval Shipyard and the Virginia Air and Space museum. Miles calls the 8 to18-year-olds kings, so they’ll know their true worth, and 40 of them, the majority of whom had never been out of Baltimore, had a wonderful trip.  Miles said these trips build character, teach leadership, help the kings to see that by working hard, college and beyond are reachable.Each summer they take a cultural enrichment trip; past ones have included Harvard, Yale, Princeton, Morehouse, Howard, and Delaware State universities.His goal is that none of the kings end up in the penal system or the cemetery.  Each king that goes to college gets a $500  donation from the program.last_img read more

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